How to Avoid a Long and Stressful Loan Application Process

Dated: April 25 2016

Views: 29

If you’re planning on making a move in the near future, the next step is getting your finances in order. What do you need to do in order to secure a home loan? There are a few things that are key.


  1. How much money you have for a down payment

  2. Where you want your budget to be

  3. What kind of loan you want to secure


These are the big three things we have to go over, in coordination with a mortgage lender, to figure out what your financing options are. Your credit score plays a huge role in determining what kind of loans you can qualify for; the better it is, the more programs you will qualify for.


What your credit score looks like, what you’re willing to put down, and what kind of loan you want to use will all contribute to the amount of money you pay each month for your home. We will wade through these pieces in order to devise a buying strategy for you! Once we have all this figured out, we can then begin the fun part of the process: looking at homes!

If you would like to get started today, or if you have any real estate questions of any kind, please don’t hesitate to reach out to us. We would love to hear from you!

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Kim Barber

Buyers - Whether you're looking for your first home, your dream home or an investment property, I'm committed to providing you with the highest quality buyer service. When making the type of investmen....

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