Sept. 21, 2017

Common Loan Programs You Might Use

Buying A Home? Check Out Our Free Home Search

Thinking of Selling? Check Out Our Free Home Value Report

     There are many different kinds of home purchasing programs and many different qualities of lenders out there. How do you know who to choose to work with and what kind of loan you are eligible for? Dominion First Mortgage has three main kinds of programs, all of which they have a proven record of being able to bring to close. USDA & VA, Conventional and FHA loans are the three main categories of home buying loans available.

     Which program works best for you or a friends needs? We would love to help you figure that out. We work with many local vendors, First Dominion Mortgage being one, that have the ability to assist in making your home buying process as seamless as possible.

     Give us a call today at 703-338-0872 and we'll get you started on your search for your new home and put you in touch with a team of experts to help alleviate as much stress as possible for you! 

 

Sept. 8, 2017

Why Is It Important To Work With A Trusted Lender?

With Industry Expert, Kevin McDade of Dominion First Mortgage

Buying a home? Check out our free home search

Selling a home? Check out our free home value report

     When buying a home we know it is critical for home buyers to work with good and skilled lenders. Kim and our team has had a working relationship with Kevin McDade, the President of First Dominion Mortgage and his team of loan officers for many years. We wanted to take a few minutes to introduce you to Kevin and let him tell you a little about his company as well as explain why it is we find that it is important to work with lenders your Realtor knows.  

     Shopping your interest rate is important, but knowing that your lender is going to communicate with your Realtor and create a working relationship between you, your Realtor and themselves helps to alleviate the stress that is inevitable in the home buying process. From the agents perspective it is important to know exactly how much you will need at closing when searching for homes. Kevin and his team provide all that information up front, so you will never be in the dark about what it is that you need!


Give us a call today at 703-338-0872 and we'll get you started on your search for your new home and put you in touch with a team of experts to help alleviate as much stress as possible for you! 

Aug. 23, 2017

2017 End of Second Quarter Market Update

Buying a home? Check out our free home search

Selling a home? Check out our free home value report

 Interested in what's going on in the real estate market in Northern Virginia? Loudoun & Fairfax Counties saw a surge in the demand due to rising interest rates in February, March & April. Around that same time, many homes came on the market. 

The market has been very fast paced this quarter but in the last 40 days has started to slow down. We're looking at about a two and a half month inventory for the area (in layman's terms, we have a LOW inventory of homes on the market right now). Townhomes are staying consistently as the most in demand and values are staying pretty stable as well. 

Interested in buying or selling anytime soon?

Visit our website www.myvirginianeighborhood.com to check out the stats on your neighborhood or one you are interested in moving to!

Give us a call today at 703-338-0872 if you are thinking about buying or selling a home, now is the time!

Posted in Real Estate Market
July 3, 2017

Should You Buy Now or Later?

Thinking About Buying Next Year? Check Out This Comparison We've Made For You!

Have you been thinking about buying a home but are holding off until next year to save more money? With the real estate market as it is right now, you could stand to LOSE A LOT of money by waiting to purchase a home until next year. You could actually SAVE money by making the move to purchase this year! Click on this flyer that to check out and compare the numbers from this year to next years projections.

$220 may not sound like a lot of savings each month, but if you take a look at how much you could save over your entire mortgage - $79,200 is a lot of money to save by choosing to purchase this year instead of next! 

Give us a call if you are interested in learning more on what it will take to buy your home this year! 703-338-0872

 

Buying a home? Check out our free home search

 Selling a home? Check out our free home value report

 

  Fourth of July :: The BEST Local Fireworks

Looking for some of the best fireworks shows around town?
Check out this list for what's closest to you! 

Need Some Different BBQ Recipes for This 4th

We know that hosting a BBQ with family and friends isn't supposed
to be stressful. But somehow it always ends up feeling that way. Here
is a list of some variations of your favorite BBQ food that will have 
everyone clamoring for more! The grilled coconut corn on the cob 
is one of our favorites! Check them out! 

 

 

June 1, 2017

How Will The Rising Interest Rates Affect You?

Buying a home? Check out our free home search

Selling a home? Check out our free home value report

Looking To Buy Or Sell? Watch This Video To Learn How The Rising Interest Rates Will Affect You!

If you are thinking about buying or selling it is very important to pay attention to the current interest rates and know how they are going to affect you! When interest rates go up they raise a buyer's monthly payments which makes the affordability go down as one's income does not change. What this means is that many buyers who were previously approved, with lower rates, for $450,000 are now getting approved for $425,000. 

This has a direct impact on sellers in that the entire pool of buyers may no longer be able to afford to purchase your home as easily, which can put downward pressure on the pricing of your home. It's all about supply and demand. 

If you are looking to buy, obviously you want to have the lowest interest rate possible which will allow you to afford more and have a higher budget.

If you are looking to sell and would like an analysis of what it will take to sell your home at top value, or are interested in taking advantage of the rates while they are lower, GIVE US A CALL at 703-338-0872!

We've just launched a new website! Check out www.myvirginianeighborhood.com for all kinds of statistics on your neighborhood's specific market

May 9, 2017

Tips for Selling Your Home This Spring

Buying a home? Check out our free home search

Selling a home? Check out our free home value report

Want To Sell for Max Value This Spring? Watch This Video For A Few Tips From Kim!

What do you need to think about as a home owner when looking at selling your home? One of the first things to think about is the condition of your home. Kim will work one-on-one with you, bringing years of experience and connections with contractors and other vendors, to really make your home pop and sell for top dollar! We take into account your budget, location, current market and many other factors that go into selling your home. 

Another factor to take into account when selling your home is the timing of the market. What this means in our current market is what does the current housing inventory and interest rates look like? We have a 30 - 35% lower inventory right now which means homes are selling quickly! Interest rates are rising which affects buyer's spending power and can put downward pressure on pricing homes.

Click Here to Watch Kim's Video On The Affects of Rising Interest Rates

Some Basic Tips To Make A Home Sell Faster:

  • Move In Ready
  • Fresh Paint
  • Clean / Updated Floors
  • Bright Energy
  • De-Cluttered & Staged
  • Curb Appeal - Clean Up Your Exterior and Landscaping

We work with all kinds of budgets - give us a call and we will set up a time for Kim to come out and go over what we can do to help your home sell faster and for top dollar!

We've just launched a new website! Check out www.myvirginianeighborhood.com for all kinds of statistics on your neighborhood's specific market! 

April 14, 2017

2017 First Quarter / Post Election Market Update

Buying a home? Check out our free home search
Selling a home? Check out our free home value report

 Looking to buy or sell in Loudoun & Fairfax counties this spring? 

Interest rates have gone up since the election in November and this is putting pressure on buyer's budgets. As rates go up, the cost of purchasing a home goes up which puts pressure on buyer's budgets. If you are thinking about purchasing in the near future, now is the time to do it before your budget is affected even more by the rising interest rates. This is good for sellers as it creates pressure to buy now but as rates continue to rise, seller's will start to feel the effects in pricing as purchasing power goes down

Inventory in both Loudoun & Fairfax counties is 30 - 35% less than the same time last year which is putting upward pressure on the pricing which is great for sellers. In Fairfax, the average single family home price has gone up from $691,000 to $733,000. Single family homes are more popular in Fairfax as well. In Loudoun County, the average single family home has gone from $583,000 to $603,000. Condo and Townhome prices have raised as well. Townhomes are still the hottest item in the market!

Give us a call today at 703-338-0872 if you are thinking about buying or selling a home, now is the time!

We're launching a new website! Check out www.myvirginianeighborhood.com for all kinds of statistics on your neighborhood's specific market! 

Posted in Real Estate Market
March 22, 2017

9th Annual LAWS Easter Baskets

Help Us Reach Our Goal of 100 Baskets for the Loudoun Abused
Women Shelter 

 

Help Friends! Our brokerage is seeking your help to make Easter Baskets filled with love and fun for the Loudoun Abused Women's Shelter. We're collecting items through April 2nd at:


44095 Pipeline Plaza, #300
Ashburn, VA 20147

 

Would you help by bringing donations to our office ? Or contact us at 703-338-0872 and we will happily collect and drop them off in our office.

 

Here is a list of some items needed:

  • Baskets, Ribbon, Grass for Filler & Clear Celophane Bags
  • Candles
  • Bath Soaps, Body Wash, Lotions & Body Spray
  • Mani / Pedi Supplies
  • Gift Cards for Gas, Groceries, Coffee Shops, Icecream, restaurants, etc.
  • Small Toys / Books
  • Coloring Books & Coloring Supplies
  • Note Pads
Nov. 2, 2016

Who Needs HGTV?

Watch This Home Transform!

 

Buying a home? Check out our free home search
Selling a home? Check out our free home value report

We can see past the mess, past the walls and think outside of the box! Watch this home transform under Kim's skilled guidance. If you need help, want to buy or know of an "ugly home" needing love call us! We would love to help - 703-338-0872! Who needs HGTV when you have the Kim Barber Group!

We are posting our other projects on our Facebook Page - Click Here to go to our page and like us to follow along!

Oct. 11, 2016

How Will the 2016 Presidential Election Affect the Real Estate Market?

Buying a home? Search homes like a Realtor here
Selling a home? Get a FREE home valuation here

Have you been wondering how this year's Presidential Election could affect the real estate market?

We've heard this question many times in the past year, especially now that we're winding down to Election Day. Kim consulted with some of the top economists, business professionals and lenders we work with to see what they thought would happen to the real estate market due to the election. The general consensus is that there will not be any negative impact on the real estate market based on the election. We are at How Will the 2016 Presidential Election Affect the Real Estate Market? which are expected to stay!

Northern Virginia is having great growth with jobs, improvement of our infrastructure with the Silver Line Metro continuing to grow - the prediction is that more and more people will transition from renting to buying. In this area it is more expensive to rent vs buy. As the Millennials start to get out there and using their savings to buy, we'll start to see a lot of movement in people downsizing. On the luxury side, the houses that are $850,000 and above we do expect to see a slow down in the market. Executives, business owners and the such tend to be a little more conservative when you have these big shifts. That market has already started to slow down but with higher priced ranges you expect this kind of change. 

Give us a call today to help with your
real estate needs (703) 338-0872!